Factlen ExplainerBuilding CodesExplainerJul 16, 2026, 3:30 AM· 4 min read

The Federal Government Just Backed Single-Stair Apartments. Here Is Why It Could Transform US Housing.

A new federal housing law directs HUD to establish guidelines for six-story, single-staircase apartment buildings, paving the way for cheaper, brighter, and more family-friendly urban housing.

By Factlen Editorial Team

Housing Advocates and Urbanists 45%Federal and Local Policymakers 35%Editorial Synthesis 20%
Housing Advocates and Urbanists
Argue that single-stair reform is essential for building affordable, family-sized 'missing middle' housing on small urban lots.
Federal and Local Policymakers
View the HUD guidelines and pilot grants as a crucial tool to incentivize local municipalities to update zoning and reduce regulatory barriers without forcing federal preemption.
Editorial Synthesis
Evaluates the intersection of historical fire codes, modern safety technology, and the economic realities of urban infill development.

What's not represented

  • · Local Fire Marshals
  • · Large-Scale Commercial Developers

Why this matters

For decades, US building codes have mandated two staircases for mid-rise apartments, resulting in expensive, hotel-style buildings with dark, cramped units. Legalizing single-stair 'point access blocks' allows developers to build family-sized, cross-ventilated apartments on smaller lots, potentially lowering construction costs by up to 13% and unlocking a new wave of missing-middle housing.

Key points

  • A new federal law directs HUD to establish guidelines for six-story, single-staircase apartment buildings.
  • Current US codes generally require two staircases for buildings over three stories, forcing developers to build large, hotel-style complexes.
  • Single-stair designs allow for cross-ventilated, family-sized apartments to be built on smaller urban lots.
  • The federal package includes competitive grants for local governments to pilot single-stair projects safely.
6 stories
New federal single-stair guideline limit
6–13%
Estimated construction cost reduction
4,000 sq ft
Max floor area under new 2027 IBC rules

The US Congress has passed the 21st Century ROAD to Housing Act, a sweeping legislative package aimed at addressing the nation's severe housing shortage. Amidst the broad funding increases and zoning incentives, one specific provision targets a century-old building code that has quietly shaped the American urban landscape.[1][6]

Section 102 of the act, originally introduced as the Point-Access Housing Guidelines Act, directs the Department of Housing and Urban Development (HUD) to establish federal guidelines for point-access block buildings.[2][6]

In practical terms, this means the federal government is officially throwing its weight behind single-staircase apartment buildings up to six stories tall—a design standard common across Europe and Asia but largely illegal in the United States.[4][7]

To understand why this matters, one must look at how American apartments are currently built. Because the International Building Code (IBC) and most local regulations require two separate exit stairways for any building over three stories, developers are forced to design double-loaded corridors.[3][4]

A double-loaded corridor is essentially a hotel layout: a long, windowless central hallway with apartments flanking both sides. This configuration requires a massive footprint, meaning it can only be built on large, consolidated parcels of land.[4][5]

How single-stair designs eliminate long hallways and allow for cross-ventilated apartments.
How single-stair designs eliminate long hallways and allow for cross-ventilated apartments.

The architectural consequences of the double-loaded corridor are significant. Because units only have windows on one side, they lack cross-ventilation and receive limited natural light. To maximize the efficiency of the long hallway, developers typically pack the building with deep, narrow studios and one-bedroom apartments, leaving families with few urban living options.[4][7]

Point-access blocks offer a radically different approach. In these buildings, apartments are clustered around a single central staircase and elevator core, eliminating the need for long hallways entirely.[4]

By removing the corridor and the second stairwell, point-access blocks can be built on much smaller, irregular infill lots that are currently sitting vacant in cities across the country because they cannot accommodate a traditional apartment complex.[2][5]

This compact footprint fundamentally changes the economics of mid-rise construction. Housing advocates estimate that removing the second staircase and the associated non-rentable corridor space can reduce overall construction costs by 6 to 13 percent, making missing middle housing financially viable again.[5][7]

This compact footprint fundamentally changes the economics of mid-rise construction.

Furthermore, because the apartments wrap around the central core, they can feature windows on two or even three sides. This allows for natural cross-ventilation and makes it much easier for architects to design three- and four-bedroom layouts suitable for families.[4][5]

The US has historically maintained some of the strictest stair mandates in the world.
The US has historically maintained some of the strictest stair mandates in the world.

If point-access blocks are so beneficial, why are they illegal in most of the US? The two-stair mandate dates back to the late nineteenth and early twentieth centuries, an era when cities were plagued by deadly tenement fires in wood-frame buildings that lacked modern fire suppression systems.[5][7]

Today, however, fire safety technology has advanced dramatically. Modern building codes require non-combustible materials, advanced smoke detectors, pressurized stairwells that keep smoke out during an evacuation, and, most importantly, automated sprinkler systems.[3][5]

Fire safety traditionalists have historically argued that redundant egress is a non-negotiable life-safety principle. But recent data and international examples have begun to shift the consensus, proving that a single, highly protected stairwell in a fully sprinklered mid-rise building offers equivalent or superior safety to older two-stair designs.[3][7]

The momentum for reform has been building at the state and local levels. Cities like Seattle and New York have long allowed single-stair buildings up to six stories under specific conditions, and states including California, Tennessee, and North Carolina have recently introduced or passed legislation to study or legalize the format.[4][5]

Point-access designs make it easier to build family-sized apartments with natural light on multiple sides.
Point-access designs make it easier to build family-sized apartments with natural light on multiple sides.

In May 2026, the movement achieved a major milestone when the International Code Council voted to raise the baseline single-stair limit from three to four stories for the upcoming 2027 International Building Code.[3]

The ICC compromise included strict safety mitigations, such as limiting each floor to 4,000 square feet, mandating manual fire alarms, and requiring dedicated sprinklers within the stairwell itself.[3]

The new federal legislation builds on this momentum by pushing the envelope to six stories. While HUD cannot force local municipalities to change their zoning or building codes, the federal guidelines will provide a heavily researched, standardized blueprint for cities that want to adopt point-access blocks safely.[1][2]

Crucially, the 21st Century ROAD to Housing Act also authorizes HUD to award competitive grants for pilot projects. These funds will allow local governments to test the safety, feasibility, and effectiveness of single-stair multifamily buildings in their own communities over the next seven years.[1][2]

Key provisions of the new federal housing legislation regarding building codes.
Key provisions of the new federal housing legislation regarding building codes.

By providing both the technical framework and the financial backing, the federal government is giving local housing advocates the tools they need to overcome bureaucratic inertia and update century-old codes.[6][7]

As the US grapples with a historic housing shortage, the legalization of the point-access block represents one of the most promising avenues for reform—a rare policy shift that promises to make urban housing not only more abundant and affordable, but fundamentally better to live in.[4][7]

How we got here

  1. 1900s

    US cities mandate two staircases for buildings over three stories following deadly tenement fires in wood-frame buildings.

  2. 2000–2020

    US multifamily construction shifts heavily toward large, 50+ unit buildings with double-loaded corridors.

  3. May 2026

    The International Code Council votes to raise the baseline single-stair limit from three to four stories for the 2027 building code.

  4. July 2026

    Congress passes the 21st Century ROAD to Housing Act, directing HUD to establish guidelines for six-story single-stair buildings.

Viewpoints in depth

Urbanists and Architects

Focus on the design and livability benefits of point-access blocks.

Architects and urban planners argue that the two-stair mandate has severely degraded the quality of American apartments. By forcing developers to use double-loaded corridors, the code incentivizes deep, narrow units with windows on only one side. Single-stair buildings, by contrast, allow apartments to wrap around a central core, providing cross-ventilation, more natural light, and larger layouts suitable for families rather than just studio-dwelling young professionals.

Municipal Leaders

Emphasize the economic and supply-side benefits of the reform.

City planners and local officials view point-access blocks as a crucial tool for solving the housing crisis. Because single-stair buildings do not require the massive footprints of traditional apartment complexes, they make it financially viable to develop small, irregular infill lots that are currently sitting empty. This allows cities to gently increase density in existing neighborhoods without resorting to massive high-rise towers.

Fire Safety Traditionalists

Highlight the trade-offs and the need for strict active fire suppression systems.

While acknowledging that modern technology has changed the safety calculus, fire marshals and safety regulators insist that any reduction in egress routes must be offset by rigorous active mitigations. They argue that single-stair buildings are only safe if they adhere to strict limits on floor area, feature mandatory sprinklers in all stairwells, and utilize advanced smoke-detection systems to ensure the single exit route remains passable during an emergency.

What we don't know

  • How many local municipalities will actually adopt the HUD guidelines, given that local zoning and fire boards retain ultimate authority.
  • Whether the competitive pilot grants will provide enough financial incentive to overcome entrenched local opposition to building code changes.

Key terms

Point Access Block
A residential building design where apartments open directly onto a central stairwell and elevator core, rather than a long corridor.
Double-Loaded Corridor
A building layout featuring a long central hallway with apartments on both sides, common in US hotels and modern apartment complexes.
Missing Middle Housing
Multi-unit housing types—such as duplexes, fourplexes, and mid-rise apartments—that fall between detached single-family homes and large high-rise towers.
Infill Development
The process of developing vacant or underused parcels of land within existing urban areas.

Frequently asked

What is a point access block?

A compact apartment building where units are clustered around a single central staircase and elevator, eliminating the need for long hallways.

Are single-stair buildings a fire hazard?

Modern building codes mitigate risk by requiring non-combustible materials, advanced sprinkler systems, and pressurized stairwells that keep smoke out during an evacuation.

Does this federal law force cities to change their codes?

No. The law directs HUD to create best-practice guidelines and offers pilot grants, but local jurisdictions still control their own building and zoning codes.

Sources

Source coverage

7 outlets

3 viewpoints surfaced

Housing Advocates and Urbanists 45%Federal and Local Policymakers 35%Editorial Synthesis 20%
  1. [1]National League of CitiesFederal and Local Policymakers

    The 21st Century ROAD to Housing Act

    Read on National League of Cities
  2. [2]Bipartisan Policy CenterFederal and Local Policymakers

    Sec. 102 – Federal Guidelines for Point-Access Block Buildings

    Read on Bipartisan Policy Center
  3. [3]Center for Building in North AmericaHousing Advocates and Urbanists

    2027 IBC single-exit height limit to be raised to four stories

    Read on Center for Building in North America
  4. [4]Larch LabHousing Advocates and Urbanists

    Unlocking Development with Point Access Blocks

    Read on Larch Lab
  5. [5]CityBuilderNCHousing Advocates and Urbanists

    Single Stair North Carolina

    Read on CityBuilderNC
  6. [6]U.S. House of RepresentativesFederal and Local Policymakers

    50 Democratic Led Bills Included in Housing Package

    Read on U.S. House of Representatives
  7. [7]Factlen Editorial TeamEditorial Synthesis

    Synthesis by Factlen editorial team

    Read on Factlen Editorial Team
Stay informed

Every angle. Every day.

Get home stories with full source coverage and perspective breakdowns delivered to your inbox.