Credit Cards & Credit
Consumer Debt
Survey Finds Groceries Are Now the Top Driver of US Credit Card Debt
5 sources · 2d ago
Explainer
The Mechanics of Credit Card Grace Periods: How Average Daily Balance and Trailing Interest Actually Work
3 sources · 7d ago
Interchange Fees
Federal Judge Grants Preliminary Approval to Visa and Mastercard's $38 Billion Swipe Fee Settlement
6 sources · 11d ago
More in Credit Cards & Credit
Credit Card FeesRegulatory Explainer
CFPB Reopens Credit Card Late Fee Debate With Formal Request for Information to OIRA
Banking Industry & Issuers 40%Regulatory Analysts 40%Consumer Advocates 20%
6 sources · 32d ago
ExplainerDigital Credit
CFPB Classifies 'Pay-in-4' BNPL as Credit Card, Mandating Dispute and Refund Protections
Consumer Protection Advocates 40%Traditional Financial Institutions 30%Legal & Compliance Analysts 30%
4 sources · 32d ago
Swipe FeesExplainer
Federal Judge Preliminarily Approves $38 Billion Visa-Mastercard Settlement, Ending 'Honor-All-Cards' Rule
Retail Trade Associations 35%Payment Networks & Proponents 35%Payment Consultants 30%
8 sources · 35d ago
Swipe FeesPolicy Explainer
Credit Card Industry Spends $200 Million to Block Bipartisan Bill Restructuring Swipe Fees
Retailers and Merchants 40%Payment Networks and Banks 40%Consumer Advocates 20%
6 sources · 39d ago
Payment NetworksPolicy Explainer
The Mechanics of Interchange: How Illinois' Law Prohibiting Swipe Fees on Taxes and Tips Threatens to Upend the National Payment System
Retailers and Merchants 41%National Banks and Payment Networks 41%Federal Regulators 18%
8 sources · 51d ago
Swipe FeesExplainer
Court Grants Preliminary Approval to $38 Billion Visa and Mastercard Swipe Fee Settlement
Merchant Coalitions 38%Card Networks & Proponents 38%Credit Unions & Community Banks 25%
7 sources · 53d ago
Consumer DebtExplainer
The Mechanics of Credit Card Competition: Why 0% APR Offers Are Surging as Average APR Hits a Record 36.0%
Consumer Debt Advocates 35%Financial Analysts 35%Strategic Borrowers 30%
3 sources · 70d ago
ExplainerConsumer Finance
The Hidden Value in Your Wallet: How to Unlock Credit Card Purchase Protection and Extended Warranties
Consumer Financial Advocates 40%Benefits Administrators 30%Issuing Banks 30%
6 sources · 79d ago
ExplainerRent Rewards
How New Rent-Payment Credit Cards Bypass Processing Fees to Build Credit
Consumer Finance Advocates 40%Credit Card Issuers 40%Industry Skeptics 20%
2 sources · 81d ago
ExplainerRewards Strategy
The 2026 Guide to the 'Credit Card Trifecta': How to Maximize Rewards Without Spending More
Rewards Maximizers 40%Industry & Issuers 35%Consumer Advocates 25%
3 sources · 81d ago
ExplainerCredit Utilization
How Requesting a Credit Limit Increase Can Actually Boost Your Credit Score
Financial Strategists 40%Credit Issuers 40%Consumer Advocates 20%
3 sources · 84d ago
ExplainerOpen Banking
How Cash-Flow Underwriting is Replacing the Traditional Credit Score
Financial Inclusion Advocates 40%Traditional Lenders 35%Privacy & Consumer Watchdogs 25%
4 sources · 87d ago
ExplainerRewards Ecosystem
The Mechanics of Credit Card Rewards: How the Points Ecosystem Actually Works
Rewards Maximizers 38%Merchants & Retailers 31%Card Issuers & Networks 31%
5 sources · 87d ago
Swipe FeesExplainer
The Mechanics of Payment Reform: How the Visa/Mastercard Antitrust Settlement Will Reduce Swipe Fees and End the 'Honor All Cards' Rule
Small Business Advocates 38%Large Retailers 31%Payment Networks & Analysts 31%
4 sources · 64d ago
Payment TechExplainer
How Virtual Credit Cards and Tokenization Are Killing Online Fraud
Payment Networks 40%Financial Technology Providers 30%Industry Analysts 30%
2 sources · 86d ago
ExplainerRewards Strategy
The Anatomy of Credit Card Rewards: How Transfer Partners Unlock Outsized Travel Value
Points Maximizers 45%Financial Institutions 30%Personal Finance Advocates 25%
3 sources · 91d ago
Usury LawsPolicy Move
Senate Bill Seeks to Restore State Usury Laws, Allowing Caps on Credit Card Interest Rates
Consumer Advocates & Sponsors 40%Financial Services Industry 40%Legal & Historical Analysts 20%
7 sources · 22d ago
Consumer CreditExplainer
The Mechanics of Rate Control: How the Proposed 10% Credit Card Interest Rate Cap Would Reshape Consumer Lending
Consumer Advocates 41%Banking Industry 41%Market Analysts 18%
4 sources · 69d ago
Swipe FeesLegislative Push
Bipartisan Bill to Mandate Two Credit Card Processing Networks Gains Momentum, Targeting $15 Billion in Swipe Fees
Retailers and Small Businesses 50%Banks and Credit Unions 50%
3 sources · 16d ago