Credit Cards & Credit
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Credit Card Fees
Federal Court Vacates CFPB Credit Card Late Fee Cap, Allowing Issuers to Charge Higher Penalties
6 sources · 62d ago
Consumer Debt
Survey Finds Groceries Are Now the Top Driver of US Credit Card Debt
3 sources · 47d ago
Digital Identity
Federal Agencies Authorize Banks to Accept Mobile Driver's Licenses for Identity Verification
7 sources · 37d ago
More in Credit Cards & Credit
ExplainerPayment Regulation
How Interchange Fee Caps Replaced Merchant Subsidies With Annual Fees in Europe and Australia
Regulatory Authorities 35%Retail Merchants 35%Consumer Advocates 30%
ExplainerPayment Processing
ISO 18245 Merchant Category Codes: Why Acquirer Industry Tags Dictate Cardholder Rewards and Fees
Card Networks 40%Merchants 30%Consumer Advocates 30%
ExplainerPayment Processing
Why Card Refunds Take Days While Purchases Take Seconds: The Settlement Gap Between Real-Time Authorization and Batch Clearing
Issuing Banks 40%Payment Processors 35%Industry Analysts 25%
ExplainerCredit Card Disputes
The 60-Day Timeline and Required Documentation for Disputing a Credit Card Charge Under the Fair Credit Billing Act
Consumer Protection Advocates 40%Financial Institutions 35%Legal Practitioners 25%
ExplainerCredit Mechanics
Why Credit Card Minimum Payments Cover Accrued Interest and Just 1% of Principal
Consumer Advocates 50%Financial Institutions 50%
ExplainerRental Insurance
The Collision Damage Waiver: How Primary Credit Card Rental Insurance Actually Replaces the Counter Policy
Credit Card Issuers 40%Rental Car Companies 30%Consumer Advocates 30%
ExplainerInterchange Fees
Why Issuing Banks Lose Money on Swipes to Fund Credit Card Rewards
Issuing Banks 40%Merchants 40%Consumer Advocates 20%
Digital InclusionInfrastructure Expansion
Mastercard and World Bank Launch $500 Million Risk Facility for Global Financial Access
Global Payment Networks 35%Development Institutions 35%Emerging Market Fintechs 30%
ExplainerInterest Rates
Decoding the 15-Point Spread: How Credit Card Issuers Construct a 22% APR from a 6.75% Prime Rate
Consumer Advocates 35%Financial Industry Analysts 35%Macroeconomic Observers 30%
ExplainerCredit Card Math
Why Leaving a Small Credit Card Balance Triggers Retroactive Interest on All Purchases
Consumer Financial Educators 40%Banking Industry 30%Consumer Advocates 30%
Interchange FeesCourt Ruling
Federal Judge Grants Preliminary Approval to Visa and Mastercard's $38 Billion Swipe Fee Settlement
Card Networks and Banks 35%Merchant Advocacy Groups 35%Judicial and Legal Analysts 30%
Credit Card FeesRegulatory Explainer
CFPB Reopens Credit Card Late Fee Debate With Formal Request for Information to OIRA
Banking Industry & Issuers 40%Regulatory Analysts 40%Consumer Advocates 20%
ExplainerDigital Credit
CFPB Classifies 'Pay-in-4' BNPL as Credit Card, Mandating Dispute and Refund Protections
Consumer Protection Advocates 40%Traditional Financial Institutions 30%Legal & Compliance Analysts 30%
Swipe Fees
Federal Judge Preliminarily Approves $38 Billion Visa-Mastercard Settlement, Ending 'Honor-All-Cards' Rule
Retail Trade Associations 35%Payment Networks & Proponents 35%Payment Consultants 30%
Swipe FeesPolicy Explainer
Credit Card Industry Spends $200 Million to Block Bipartisan Bill Restructuring Swipe Fees
Retailers and Merchants 40%Payment Networks and Banks 40%Consumer Advocates 20%
Payment NetworksPolicy Explainer
Why Illinois' Ban on Swipe Fees for Taxes and Tips Disrupts Payment Card Networks
Retailers and Merchants 41%National Banks and Payment Networks 41%Federal Regulators 18%
Swipe Fees
Court Grants Preliminary Approval to $38 Billion Visa and Mastercard Swipe Fee Settlement
Merchant Coalitions 38%Card Networks & Proponents 38%Credit Unions & Community Banks 25%
Consumer Debt
Why Credit Card Lenders Offer 0% APR Deals as Average Rates Hit a Record 36.0%
Consumer Debt Advocates 35%Financial Analysts 35%Strategic Borrowers 30%
ExplainerAward Travel
How to Fly Business Class for Less: The Science of Positioning Flights and Airline Alliances
Award Travel Maximizers 45%Data-Driven Searchers 30%Risk-Averse Travelers 25%
ExplainerConsumer Finance
The Hidden Value in Your Wallet: How to Unlock Credit Card Purchase Protection and Extended Warranties
Consumer Financial Advocates 40%Benefits Administrators 30%Issuing Banks 30%
ExplainerRent Rewards
How New Rent-Payment Credit Cards Bypass Processing Fees to Build Credit
Consumer Finance Advocates 40%Credit Card Issuers 40%Industry Skeptics 20%
ExplainerRewards Strategy
The 2026 Guide to the 'Credit Card Trifecta': How to Maximize Rewards Without Spending More
Rewards Maximizers 40%Industry & Issuers 35%Consumer Advocates 25%
ExplainerCredit Utilization
How Requesting a Credit Limit Increase Can Actually Boost Your Credit Score
Financial Strategists 40%Credit Issuers 40%Consumer Advocates 20%
ExplainerOpen Banking
How Cash-Flow Underwriting is Replacing the Traditional Credit Score
Financial Inclusion Advocates 40%Traditional Lenders 35%Privacy & Consumer Watchdogs 25%
ExplainerRewards Ecosystem
How Merchant Interchange Fees Fund Consumer Credit Card Rewards
Rewards Maximizers 38%Merchants & Retailers 31%Card Issuers & Networks 31%
Swipe Fees
Visa and Mastercard's $38 Billion Settlement Cuts Swipe Fees and Ends 'Honor All Cards' Rule
Small Business Advocates 38%Large Retailers 31%Payment Networks & Analysts 31%
Payment Tech
How Virtual Credit Cards and Tokenization Are Killing Online Fraud
Payment Networks 40%Financial Technology Providers 30%Industry Analysts 30%
ExplainerRewards Strategy
The Anatomy of Credit Card Rewards: How Transfer Partners Unlock Outsized Travel Value
Points Maximizers 45%Financial Institutions 30%Personal Finance Advocates 25%
Usury LawsPolicy Move
Senate Bill Seeks to Restore State Usury Laws, Allowing Caps on Credit Card Interest Rates
Consumer Advocates & Sponsors 40%Financial Services Industry 40%Legal & Historical Analysts 20%
Consumer Credit
What a 10% Credit Card Interest Rate Cap Would Do to Consumer Lending and Credit Access
Consumer Advocates 41%Banking Industry 41%Market Analysts 18%
Swipe FeesLegislative Push
Bipartisan Bill to Mandate Two Credit Card Processing Networks Gains Momentum, Targeting $15 Billion in Swipe Fees
Retailers and Small Businesses 50%Banks and Credit Unions 50%