Retirement Planning
Research Brief
Re-Evaluating the 4% Retirement Rule: Why 3.7% is the New Baseline for 30-Year Capital Preservation
9 sources · 3d ago
Explainer
The Optimal Social Security Claiming Age: Comparing the Financial Impact of Filing at 62, Full Retirement Age, and 70
5 sources · 8d ago
Research Brief
Social Security Trust Fund Depletion Moves to 2032, Projecting 22% Benefit Cuts
5 sources · 13d ago
More in Retirement Planning
Explainer401(k) Overhaul
DOL Finalizes Fiduciary Safe Harbor, Opening 401(k) Plans to Private Equity and Crypto
Alternative Asset Managers 35%Investor Protection Advocates 35%Plan Sponsors and Fiduciaries 30%
7 sources · 19d ago
ExplainerSocial Security
Bipartisan Senate Group Launches 'PROMISE Act' to Force Social Security Solvency Plan Before 25% Cut
Actuarial Consensus 40%Fiscal Hawks 30%Legislative Pragmatists 30%
3 sources · 23d ago
ExplainerFiduciary Rule
The Mechanics of Retirement Advice: DOL Reinstates 1975 'Five-Part Test' for Fiduciaries
Brokerage & Insurance Industry 40%Consumer Advocates 35%Regulatory Pragmatists 25%
3 sources · 34d ago
Research BriefAI Workforce Demographics
The Mechanics of AI Retirement: How Workers Over 55 Are Leveraging Industry Shifts to Accelerate Financial Independence
Labor Economists 44%Corporate Strategists 33%Older Worker Advocates 22%
6 sources · 55d ago
ExplainerSocial Security
The Mechanics of Social Security Solvency: How the Bipartisan Proposal to Eliminate the Payroll Tax Cap Works
Solvency Advocates 39%Fiscal Conservatives 33%Actuarial Analysts 28%
4 sources · 55d ago
ExplainerPension Finance
Corporate Pension Plans Hit 19-Year Funding High, Triggering a Wave of 'De-Risking' Strategies
Corporate Sponsors 39%Insurance Providers 39%Retiree Advocates 22%
2 sources · 61d ago
ExplainerRetirement Strategy
The Mechanics of Retirement Savings: How the 401(k) Limit Jump to $24,500 and New 'Super Catch-Up' Will Reshape Deferrals
Retirement Planners 40%Policy Analysts 35%Everyday Savers 25%
4 sources · 62d ago
ExplainerRetirement Taxes
The Mechanics of RMDs: How the AI-Driven Market Rally Is Inflating the Retirement Tax Trap
Tax Planners 45%Public Policy Analysts 30%Retiree Advocates 25%
5 sources · 63d ago
Explainer401(k) Mechanics
The Mechanics of Retirement Leakage: Why 401(k) Hardship Withdrawals Are Tripling Amid Record Balances
Consumer Economists 40%Plan Administrators 35%Regulatory Bodies 25%
6 sources · 64d ago
ExplainerElder Fraud
The Mechanics of Elder Protection: How the Financial Exploitation Act Empowers Mutual Funds to Pause Suspicious Redemptions
Consumer Protection Advocates 45%Asset Management Industry 40%Economic Researchers 15%
4 sources · 64d ago
ExplainerInstitutional Investing
The Mechanics of Institutional Adaptation: How Trillion-Dollar Pension Funds Are Shifting to Dynamic Portfolios and Private Markets
Institutional Allocators 44%Systemic Risk Regulators 31%Academic & Quantitative Researchers 25%
4 sources · 67d ago
ExplainerPension Redress
The Mechanics of Market-Driven Liability: How Strong Investment Returns Are Wiping Out Compensation for Mis-Sold DB Pension Transfers
Regulatory & Legal Consensus 40%Consumer Rights Advocates 35%Financial Advisory Sector 25%
3 sources · 67d ago
ExplainerInsurance Markets
The Mechanics of the Long-Term Care Collapse: How Faulty Longevity Models Triggered 300% Premium Hikes and an Insurer Exodus
Actuarial Analysts 40%Consumer Planners 35%State Regulators 25%
2 sources · 67d ago
Research BriefCalifornia Tax Policy
The Mechanics of Constitutional Savings: How the California Ballot Initiative Aims to Shield Retirement Assets from New State Taxes
Taxpayer & Senior Advocates 47%Economic & Migration Researchers 35%State Fiscal Watchdogs 18%
6 sources · 69d ago
ExplainerLongevity Economics
The Evidence Pack: How GLP-1 Drugs Are Forcing Pension Funds to Recalculate Longevity Liabilities
Actuaries & Risk Managers 41%Medical Researchers 35%Corporate Plan Sponsors 24%
3 sources · 69d ago
ExplainerPension Buyouts
The Mechanics of Pension De-Risking: How Record-Breaking Bulk Annuity Deals Are Shifting Corporate Liability to Insurers
Corporate Plan Sponsors 35%Life Insurance Industry 35%Regulatory & Fiduciary Watchdogs 30%
5 sources · 69d ago
ExplainerTrust Fund Math
The Mechanics of the Social Security Cliff: Why the 2026 Trustees Report Accelerated the Benefit Cut Date to 2032
Actuarial Realists 45%Revenue-Side Advocates 35%Legislative Pragmatists 20%
6 sources · 70d ago
ExplainerSocial Security
The Mechanics of Social Security: How a Bipartisan Push to Lift the Payroll Tax Cap Could Avert a 22% Benefit Cut
Solvency Advocates 40%Economic Growth Proponents 30%Policy Pragmatists 30%
5 sources · 74d ago
ExplainerLongevity Risk
The Evidence Pack: How the QLAC is Solving the Longevity Risk Puzzle for Retirees
Wealth Managers and Planners 45%Actuaries and Policymakers 30%Independent Analysts 25%
4 sources · 75d ago
ExplainerTax Strategy
The Evidence Pack: Why Financial Planners Are Prioritizing HSAs Over 401(k)s for Retirement Wealth
Financial Planners 40%Healthcare Economists 30%Pragmatic Savers 30%
5 sources · 75d ago
Research BriefWealth Building
Record 401(k) Balances Signal a Shift in American Retirement Readiness
Behavioral Economists 40%Financial Industry Analysts 35%Labor & Equity Advocates 25%
4 sources · 76d ago
Research BriefElder Care Economics
The Changing Demographics of Elder Care: How Men Are Reshaping Family Caregiving
Family Economics Analysts 40%Aging & Longevity Researchers 35%Public Health & Policy Officials 25%
4 sources · 76d ago
ExplainerRetirement Taxes
The Evidence-Based Playbook for Minimizing Retirement Taxes
Proactive Tax Optimizers 45%Philanthropic Strategists 35%Regulatory Framework 20%
4 sources · 78d ago
ExplainerRetirement Philanthropy
The 'Tax Alpha' of Giving: How Retirees Are Using Philanthropy to Shield Their Portfolios
Financial Planners & Tax Strategists 40%Philanthropic Organizations 30%Retiree Donors 30%
5 sources · 78d ago
ExplainerRetirement Income
The Evidence for a Dividend-Only Retirement Strategy
Behavioral Economists & Retirees 40%Total-Return Purists 35%Income & Tax Strategists 25%
4 sources · 78d ago
ExplainerRetirement Income
The Evidence Behind the 'Yield Shield': Can You Really Retire on Dividends Alone?
Dividend-Focused Retirees 35%Total Return Proponents 35%Behavioral Economists 30%
6 sources · 79d ago
ExplainerWealth Transfer
The Evidence for 'Giving While Living': Why Retirees Are Abandoning Traditional Inheritances
Psychological & Well-Being Advocates 35%Tax & Estate Strategists 35%Family Governance Experts 30%
6 sources · 79d ago
Research BriefRetirement Strategy
The Science of Prosocial Spending: Why Retirees Are Giving Their Wealth Away While Living
Behavioral Scientists 35%Philanthropic Strategists 35%Financial Planners 30%
6 sources · 79d ago
ExplainerWealth Transfer
The Evidence on 'Giving While Living': Balancing Early Inheritance With Retirement Security
Financial & Tax Planners 40%Behavioral Economists 30%Gerontologists & Researchers 30%
5 sources · 80d ago
ExplainerPhased Retirement
The Evidence for Phased Retirement: How a Gradual Exit Boosts Health and Wealth
Workforce Longevity Researchers 35%Corporate Management 35%Labor Economists 30%
6 sources · 80d ago
ExplainerRetirement Strategy
The Evidence Behind Switching to a Roth 401(k) in Your 50s
Tax Diversification Advocates 45%Current-Year Maximizers 35%Estate Planners 20%
6 sources · 81d ago
ExplainerRetirement Strategy
The 2026 Roth 401(k) Catch-Up Mandate: How the SECURE 2.0 Act Changes Late-Career Retirement Strategy
Financial Planners 40%Plan Sponsors & Employers 35%Retirement Researchers 25%
4 sources · 81d ago
ExplainerDecumulation Psychology
The Science of Decumulation: Why Retirees Struggle to Spend Their Savings, and How to Fix It
Behavioral Economists 40%Financial Planners 35%Retirement Researchers 25%
4 sources · 81d ago
ExplainerDecumulation Science
The Psychology of Decumulation: Overcoming the Fear of Spending Your Retirement Savings
Financial Planners 40%Behavioral Economists 35%Risk Analysts 25%
6 sources · 82d ago