Mortgages & Home Finance
Factlen Explainer
The Mechanics of Affordability: How New Housing Law Limits Investor Purchases and Boosts Small-Dollar Mortgage Access
4 sources · 9d ago
Factlen Explainer
The Mechanics of Condo Finance: How Fannie and Freddie's New Rules Reshape Buyer Protection
4 sources · 15d ago
Factlen Explainer
The Mechanics of Credit Scoring: How the GSEs' Release of FICO 10T and VantageScore 4.0 Data Reshapes Mortgage Underwriting
3 sources · 16d ago
More in Mortgages & Home Finance
Factlen ExplainerGSE Reform
The Mechanics of GSE Reform: How a New Congressional Bill Proposes a Statutory Roadmap to End the Fannie and Freddie Conservatorship
Mortgage Industry 38%Legislative Reformers 31%Market Analysts & Investors 31%
7 sources · 17d ago
Factlen ExplainerMortgage Stress
The Mechanics of Distress: How the 34% Annual Jump in Foreclosure Inventory Signals a Six-Year High in Mortgage Stress
Housing Economists 40%Consumer Advocates 30%Mortgage Servicers 30%
3 sources · 18d ago
Factlen ExplainerVA Loans
The Mechanics of VA Mortgage Relief: How a New Foreclosure Prevention Tool and Broker Rule Reshape Veteran Homeownership
Veteran Advocacy Groups 41%Mortgage Servicers & Lenders 35%Real Estate Professionals 24%
3 sources · 21d ago
Factlen ExplainerMortgage Market
The Mechanics of Secondary Market Risk: How Fannie and Freddie's Duration Gap Works
Mortgage Industry Analysts 40%Systemic Risk Regulators 35%Academic Economists 25%
4 sources · 21d ago
Factlen ExplainerMultifamily Housing
The Mechanics of Capital Deployment: How the FHFA's $88 Billion Lending Cap Reshapes the Multifamily Housing Market
Affordable Housing Advocates 35%Commercial Real Estate Developers 35%Federal Regulators 30%
3 sources · 26d ago
Factlen ExplainerMortgage Policy
The Mechanics of Appraisal: How HUD's New FHA Rule Eliminates Mandatory Field Reviews to Cut Costs
Housing Affordability Advocates 45%Appraisal Industry Professionals 35%Mortgage Risk Analysts 20%
2 sources · 28d ago
Factlen ExplainerClimate Finance
The Mechanics of Climate Risk: How Lenders Are Offloading Catastrophe Exposure to the Mortgage-Backed Securities Market
Systemic Risk Managers 40%Market Efficiency Advocates 35%Housing Equity Advocates 25%
4 sources · 29d ago
Factlen ExplainerMortgage Strategy
The Mechanics of Mortgage Recasting: How to Lower Monthly Payments Without Refinancing
Debt-Minimization Advocates 40%Capital-Optimization Strategists 40%Mortgage Servicers 20%
3 sources · 29d ago
Factlen ExplainerMortgage Strategy
Why Choosing a 15-Year Mortgage Could Save You Hundreds of Thousands
Debt-Free Advocates 35%Liquidity & Investment Prioritizers 35%Flexibility Seekers 30%
5 sources · 30d ago
Factlen ExplainerShared Equity
How Shared-Equity Mortgages Work: The Co-Investment Model Reshaping Homeownership
Housing Accessibility Advocates 35%Institutional Investors 35%Financial Traditionalists 30%
4 sources · 40d ago
Factlen ExplainerAssumable Loans
The 3% Mortgage Time Machine: How Assumable Loans Work in 2026
Homebuyers & Sellers 40%Mortgage Servicers 30%PropTech Innovators 30%
4 sources · 46d ago
Mortgage RatesMarket Update
Mortgage Rates Hold Steady Above 6.5% in Late May Amid Persistent Inflation
First-Time Buyers 35%Homebuilders 35%Macroeconomists 30%
4 sources · 54d ago