Mortgages & Home Finance
Explainer
How the Mortgage Recast Became the Primary Tool for Homeowners Trapped by the Rate Lock-In Effect
6 sources · 3d ago
Mortgage Rates
30-Year Mortgage Rate Reaches 6.71% as Eight-Month Purchase Market Expansion Ends
8 sources · 4d ago
AI Infrastructure
Data Center Shell Construction Hits $75 Billion Annualized Rate, Up 60% Year-Over-Year
4 sources · 20h ago
More in Mortgages & Home Finance
Project FinancingMarket Stress
South Korea Savings Bank Property Loan Delinquencies Top 30% Amid Regional Market Slump
Regional Developers 35%Financial Regulators 35%Savings Bank Management 30%
4 sources · 5d ago
AnalysisIndustrial Real Estate
The Mechanics of the JIT-to-JIC Shift: How Supply Chain Disruption is Reshaping Industrial Real Estate
Logistics Operators 40%Industrial Developers 40%Market Analysts 20%
5 sources · 7d ago
ExplainerMortgage Mechanics
The Mechanics of Private Mortgage Insurance: Cost, Requirements, and Automatic Cancellation
Consumer Advocates 35%Mortgage Servicers 35%Real Estate Economists 30%
5 sources · 9d ago
Fair LendingPolicy Decision
CFPB Final Rule Removes 'Effects Test' from ECOA, Ending Disparate-Impact Liability in Mortgage Lending
Lenders and Legal Counsel 50%Consumer Advocates 50%
4 sources · 12d ago
ExplainerCRE Financing
Commercial Real Estate Refinancing Stalls as Lenders Enforce 1.25x DSCR and 40% Equity Requirements
Conventional Lenders 40%Institutional Analysts 30%Borrowers and Brokers 30%
4 sources · 17d ago
Mortgage RatesMarket Move
Fannie Mae Raises Year-End Mortgage Rate Forecast to 6.8%, Erasing Hopes for Near-Term Relief
Market Pragmatists 60%Macroeconomic Analysts 40%
5 sources · 14d ago
Rate ForecastsMarket Shift
Mortgage Rates Stabilize in Mid-6% Range as Fannie Mae and MBA Update 2027 Forecasts
Macroeconomic Forecasters 40%Consumer Finance Advisors 30%Real Estate Industry Analysts 30%
6 sources · 19d ago
CMBS DistressMarket Shift
Multifamily CMBS Distress Rate Doubles to 13% in Five Months, Outpacing Office Improvement
Data Analysts and Researchers 35%Distressed-Asset Investors 35%Multifamily Borrowers and Syndicators 30%
6 sources · 23d ago
Multifamily DebtMarket Correction
Bank Multifamily Loan Delinquencies Hit 13-Year High Following 53% Lending Surge
Commercial Lenders 40%Multifamily Property Owners 35%Distressed-Asset Investors 25%
6 sources · 10d ago
ExplainerHousing Supply
The Mechanics of the Rent Burden: How 7 Million Low-Rent Units Vanished and What the Data Shows
Supply-Side Reformers 40%Public Subsidy Advocates 40%Tenant Protection Advocates 20%
3 sources · 26d ago
Foreclosure TrendsMarket Normalization
U.S. Foreclosure Filings Jump 21% in First Half of 2026 Amid Shrinking Timelines
Mortgage Servicers 40%Consumer Advocates 30%Real Estate Investors 30%
7 sources · 29d ago
Condo FinancingPolicy Explainer
Fannie and Freddie End Condo 'Limited Review,' Triggering Financing Scrutiny and Market Delays
Lenders & Risk Managers 35%Condo Buyers & Owners 35%Community Associations 30%
4 sources · 32d ago
Condo FinancingExplainer
Fannie Mae and Freddie Mac End Abbreviated Condo Reviews, Forcing Lenders to Overhaul Project Due Diligence
Condominium Associations 35%Mortgage Risk Managers 35%Real Estate Buyers & Investors 30%
6 sources · 43d ago
Demographic ShiftExplainer
Harvard Report: Plunging Immigration Poised to Slash U.S. Housing Demand
Demographic Researchers 44%Real Estate Investors 31%Mortgage Lenders 25%
3 sources · 48d ago
ExplainerHousing Reform
The Evidence Pack: How the 21st Century ROAD to Housing Act Reshapes U.S. Real Estate
Housing Policy & Finance Analysts 44%Institutional Capital & Legal Advisors 28%Municipalities & Smart Growth Advocates 28%
8 sources · 52d ago
GSE ReformExplainer
The Evidence Pack: How the Proposed Privatization of Fannie Mae and Freddie Mac Would Reshape U.S. Mortgages
Privatization Advocates 35%Systemic Risk Watchdogs 35%Market Pragmatists 30%
8 sources · 57d ago
Credit ScoringPolicy Decision
FHA and GSEs Adopt VantageScore 4.0 and FICO 10T, Ending Decades-Long Credit Score Monopoly
Mortgage Lenders & Advocates 40%Federal Regulators & GSEs 35%Credit Bureaus & Analysts 25%
6 sources · 15d ago
Brokerage ConsolidationExplainer
Compass Completes $10 Billion Acquisition of Anywhere Real Estate Amid Renewed Antitrust Scrutiny
Consumer Advocates 35%State Regulators & Lawmakers 35%Mega-Brokerage Executives 30%
2 sources · 69d ago
Credit ScoringExplainer
Fannie Mae and Freddie Mac Mandate New Credit Models That Count Rent and Utilities
Federal Housing Agencies 35%Mortgage Lenders & Industry 35%Consumer Advocates & Analysts 30%
3 sources · 72d ago
Mortgage AccessPolicy Explainer
How New Credit Score Rules in 2026 Are Unlocking Mortgages for Millions of Renters
Financial Inclusion Advocates 40%Mortgage Originators 30%Risk & Actuarial Analysts 30%
3 sources · 91d ago
Housing GoalsPolicy Decision
Regulator Reduces Fannie, Freddie's Low-Income Lending Targets for 2026-2028
Mortgage Industry 40%Federal Regulators 30%Community Reinvestment Advocates 30%
5 sources · 21d ago