Mortgages & Home Finance
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Bank Capital
The US Basel III Endgame Reproposal: A Guide to the New Capital Relief, the Expanded Risk-Based Approach, and the 2027 Implementation
4 sources · 104d ago
Home Equity
U.S. Homeowner Equity Hits Record $18 Trillion, Creating $11.7 Trillion in Tappable Wealth
6 sources · 72d ago
Mortgage Law
How Recourse and Non-Recourse Mortgage Laws Shape Global Default Risk
5 sources · 24d ago
More in Mortgages & Home Finance
ExplainerProperty Law
Immediate Indefeasibility Validates Forged Land Transfers, Confining Defrauded Owners to State Cash Compensation
Title Registries and Market Economists 40%Property Rights Advocates 30%Defrauded Homeowners 30%
ExplainerMortgage Insurance
Why Mortgage Insurers Sue Foreclosed Homeowners for Shortfalls
Mortgage Insurers & Lenders 40%Consumer Advocates 35%Real Estate Professionals 25%
ExplainerMortgage Finance
Denmark's Delivery Option Lets Homeowners Retire Mortgages at Market Discount: How Match-Funding Eliminates Interest-Rate Lock-In
US Housing Economists 35%Danish Mortgage Banks 35%Institutional Bond Investors 30%
ExplainerRecording Statutes
The Race, Notice, and Race-Notice Statutes That Determine the Legal Priority of Competing Property Claims
Bona Fide Purchasers 45%Title Underwriters 45%First-in-Time Traditionalists 10%
ExplainerMortgage Strategy
Assumable Mortgages vs. Traditional Financing: Weighing the Trade-Offs of the Sub-4% Loophole
Yield-Focused Buyers 40%Liquidity-Constrained Buyers 40%Real Estate Sellers 20%
Credit ScoringPolicy Move
Fannie Mae and Freddie Mac Expand VantageScore 4.0 Option to All Single-Family Lenders
Housing Advocates 40%Mortgage Lenders 40%Compliance & Risk Analysts 20%
Inventory SurgeMarket Data
August Home Sales Drop to 3.98 Million as Unsold Inventory Reaches a Decade High
Real Estate Industry 60%Market Observers 40%
Mortgage LimitsPolicy Move
Major Lenders Raise 2027 Conforming Loan Limit to $845,000 Ahead of Federal Announcement
Industry Analysts 60%Major Mortgage Lenders 40%
Entity SelectionTax Strategy
How Entity Selection Alters Passive Loss Deductions and Self-Employment Tax Exposure for Rental Properties
Pass-Through Advocates 45%Corporate Shield Proponents 40%Commercial Portfolio Managers 15%
Public HousingPolicy Shift
HUD Revises Section 18 Rules to Unlock Private Capital for Public Housing Rehabilitation
Public Housing Administrators 40%Commercial Real Estate Lenders 35%Tenant Advocacy Networks 25%
ExplainerMortgage Servicing
Mortgage Recasting Lowers Monthly Payments but Forfeits Long-Term Interest Savings
Cash-Flow Optimizers 40%Debt Minimizers 30%Mortgage Servicers 30%
Mortgage RatesMarket Shift
30-Year Mortgage Rate Reaches 6.71% as Eight-Month Purchase Market Expansion Ends
Mortgage Industry Analysts 40%Macroeconomic Observers 35%Consumer Market 25%
AI InfrastructureMarket Move
Data Center Shell Construction Hits $75 Billion Annualized Rate, Up 60% Year-Over-Year
AI Infrastructure Developers 50%Commercial Construction Sector 50%
ExplainerMortgage Disclosures
What TRID Rules Allow to Change Between the Loan Estimate and Closing Disclosure
Consumer Protection Advocates 40%Mortgage Compliance Officers 35%Retail Lenders 25%
ExplainerEquity Extraction
Cost and Risk Trade-Offs Across HELOCs, Home Equity Loans, and Reverse Mortgages
Consumer Protection Advocates 40%Macroeconomic Researchers 30%Retail Lenders & Analysts 30%
Project FinancingMarket Stress
South Korea Savings Bank Property Loan Delinquencies Top 30% Amid Regional Market Slump
Regional Developers 35%Financial Regulators 35%Savings Bank Management 30%
AnalysisIndustrial Real Estate
The Mechanics of the JIT-to-JIC Shift: How Supply Chain Disruption is Reshaping Industrial Real Estate
Logistics Operators 40%Industrial Developers 40%Market Analysts 20%
ExplainerMortgage Mechanics
Equity Thresholds and Legal Timelines for Canceling Private Mortgage Insurance
Consumer Advocates 35%Mortgage Servicers 35%Real Estate Economists 30%
Fair LendingPolicy Decision
CFPB Final Rule Removes 'Effects Test' from ECOA, Ending Disparate-Impact Liability in Mortgage Lending
Lenders and Legal Counsel 50%Consumer Advocates 50%
New ConstructionMarket Shift
New Home Prices Fall 9.3% Below Existing Homes, Reversing Historical Premium
Homebuilders 35%Prospective Buyers 35%Existing Homeowners 30%
ExplainerCRE Financing
Commercial Real Estate Refinancing Stalls as Lenders Enforce 1.25x DSCR and 40% Equity Requirements
Conventional Lenders 40%Institutional Analysts 30%Borrowers and Brokers 30%
Mortgage RatesMarket Move
Fannie Mae Raises Year-End Mortgage Rate Forecast to 6.8%, Erasing Hopes for Near-Term Relief
Market Pragmatists 60%Macroeconomic Analysts 40%
Rate ForecastsMarket Shift
Mortgage Rates Stabilize in Mid-6% Range as Fannie Mae and MBA Update 2027 Forecasts
Macroeconomic Forecasters 40%Consumer Finance Advisors 30%Real Estate Industry Analysts 30%
CMBS DistressMarket Shift
Multifamily CMBS Distress Rate Doubles to 13% in Five Months, Outpacing Office Improvement
Data Analysts and Researchers 35%Distressed-Asset Investors 35%Multifamily Borrowers and Syndicators 30%
Multifamily DebtMarket Correction
Bank Multifamily Loan Delinquencies Hit 13-Year High Following 53% Lending Surge
Commercial Lenders 40%Multifamily Property Owners 35%Distressed-Asset Investors 25%
ExplainerHousing Supply
The Mechanics of the Rent Burden: How 7 Million Low-Rent Units Vanished and What the Data Shows
Supply-Side Reformers 40%Public Subsidy Advocates 40%Tenant Protection Advocates 20%
Foreclosure TrendsMarket Normalization
U.S. Foreclosure Filings Jump 21% in First Half of 2026 Amid Shrinking Timelines
Mortgage Servicers 40%Consumer Advocates 30%Real Estate Investors 30%
Condo FinancingPolicy Explainer
Fannie and Freddie End Condo 'Limited Review,' Triggering Financing Scrutiny and Market Delays
Lenders & Risk Managers 35%Condo Buyers & Owners 35%Community Associations 30%
Condo Financing
Fannie Mae and Freddie Mac End Abbreviated Condo Reviews, Forcing Lenders to Overhaul Project Due Diligence
Condominium Associations 35%Mortgage Risk Managers 35%Real Estate Buyers & Investors 30%
Demographic Shift
Harvard Report: Plunging Immigration Poised to Slash U.S. Housing Demand
Demographic Researchers 44%Real Estate Investors 31%Mortgage Lenders 25%
ExplainerHousing Reform
21st Century ROAD to Housing Act Bans Institutional Investors From Single-Family Homes
Housing Policy & Finance Analysts 44%Institutional Capital & Legal Advisors 28%Municipalities & Smart Growth Advocates 28%
GSE Reform
Privatizing Fannie Mae and Freddie Mac and the Impact on U.S. Mortgage Costs
Privatization Advocates 35%Systemic Risk Watchdogs 35%Market Pragmatists 30%
Brokerage Consolidation
Compass Completes $10 Billion Acquisition of Anywhere Real Estate Amid Renewed Antitrust Scrutiny
Consumer Advocates 35%State Regulators & Lawmakers 35%Mega-Brokerage Executives 30%
Credit Scoring
Fannie Mae and Freddie Mac Mandate New Credit Models That Count Rent and Utilities
Federal Housing Agencies 35%Mortgage Lenders & Industry 35%Consumer Advocates & Analysts 30%
Mortgage AccessPolicy Explainer
How New Credit Score Rules in 2026 Are Unlocking Mortgages for Millions of Renters
Financial Inclusion Advocates 40%Mortgage Originators 30%Risk & Actuarial Analysts 30%
Housing GoalsPolicy Decision
Regulator Reduces Fannie, Freddie's Low-Income Lending Targets for 2026-2028
Mortgage Industry 40%Federal Regulators 30%Community Reinvestment Advocates 30%